:root{--paper:#fafcfb;--ink:#14231e;--viridian:#1e5c4a;--viridian-deep:#133e32;--amber:#c97b2d;--amber-soft:#f6e8d6;--mist:#e4eee9;--mist-line:#cfe0d8;--slate:#55685f;--serif:"Iowan Old Style","Palatino Linotype",Palatino,"Book Antiqua",Georgia,serif;--sans:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;--mono:ui-monospace,SFMono-Regular,Menlo,Consolas,"Liberation Mono",monospace;--maxw:1120px}*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:after,:before{animation:none!important;transition:none!important}}body{background:var(--paper);color:var(--ink);font-family:var(--sans);font-size:17px;line-height:1.65;-webkit-font-smoothing:antialiased}a{color:var(--viridian);text-decoration-thickness:1px;text-underline-offset:3px}a:hover{color:var(--viridian-deep)}a:focus-visible,button:focus-visible{outline:2px solid var(--amber);outline-offset:3px}.wrap{max-width:var(--maxw);margin:0 auto;padding:0 24px}.display{font-family:var(--serif);font-weight:600;letter-spacing:-.015em;line-height:1.12;color:var(--ink)}h1.display{font-size:clamp(2.1rem,5vw,3.4rem)}h2.display{font-size:clamp(1.5rem,3vw,2.1rem)}h3.display{font-size:clamp(1.2rem,2.2vw,1.45rem)}.eyebrow{font-family:var(--mono);font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--viridian);display:inline-flex;align-items:center;gap:10px}.eyebrow:before{content:"";width:26px;height:1px;background:var(--amber);display:inline-block}.eyebrow.warn{color:var(--amber)}.lede{font-size:1.13rem;color:var(--slate);max-width:62ch}.section{padding:72px 0}.section.tint{background:var(--mist)}.section.dark{background:var(--viridian-deep);color:#eaf3ef}.section.dark .display{color:#f4faf7}.section.dark .lede{color:#b9d2c8}.section.dark a{color:#a8d8c4}.hairline{border:0;border-top:1px solid var(--mist-line)}.grid2{display:grid;grid-template-columns:1fr 1fr;grid-gap:40px;gap:40px}.grid3{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:24px;gap:24px}@media (max-width:860px){.grid2,.grid3{grid-template-columns:1fr}}.card{background:#fff;border:1px solid var(--mist-line);border-radius:10px;padding:26px}.card h3{margin-bottom:8px}.card p{color:var(--slate);font-size:.98rem}.nav{border-bottom:1px solid var(--mist-line);background:rgba(250,252,251,.94);position:-webkit-sticky;position:sticky;top:0;z-index:50;-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px)}.nav-inner{justify-content:space-between;height:66px;gap:24px}.brand,.nav-inner{display:flex;align-items:center}.brand{font-family:var(--serif);font-weight:700;font-size:1.12rem;color:var(--ink);text-decoration:none;letter-spacing:-.01em;gap:10px;white-space:nowrap}.brand svg{flex-shrink:0}.nav-links{display:flex;gap:22px;align-items:center;flex-wrap:wrap}.nav-links a{font-size:.92rem;color:var(--ink);text-decoration:none;font-weight:500}.nav-links a:hover{color:var(--viridian)}.btn{display:inline-block;background:var(--viridian);color:#fff!important;font-weight:600;font-size:.95rem;padding:12px 22px;border-radius:8px;text-decoration:none;border:0;cursor:pointer}.btn:hover{background:var(--viridian-deep)}.btn.amber{background:var(--amber)}.btn.amber:hover{background:#a9631f}.btn.ghost{background:transparent;color:var(--viridian)!important;border:1.5px solid var(--viridian)}.btn.ghost:hover{background:var(--mist)}@media (max-width:860px){.nav-links{display:none}}.hero{padding:84px 0 64px}.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;grid-gap:56px;gap:56px;align-items:center}@media (max-width:920px){.hero-grid{grid-template-columns:1fr}}.hero .reading{font-family:var(--mono);font-size:.78rem;color:var(--slate);margin-top:26px;padding-top:18px;border-top:1px solid var(--mist-line);letter-spacing:.04em}.hero .reading strong{color:var(--amber);font-weight:600}.prose{max-width:70ch}.prose h2{font-family:var(--serif);font-size:1.5rem;margin:44px 0 14px;letter-spacing:-.01em}.prose p{margin-bottom:16px}.prose ul{margin:0 0 16px 22px}.prose li{margin-bottom:8px}.faq{border-top:1px solid var(--mist-line);padding:22px 0}.faq h3{font-family:var(--serif);font-size:1.12rem;margin-bottom:8px}.crumbs,.faq p{color:var(--slate)}.crumbs{font-size:.82rem;padding:18px 0 0;font-family:var(--mono)}.crumbs a{color:var(--slate)}.crumbs a:hover{color:var(--viridian)}.tag-list{display:flex;flex-wrap:wrap;gap:10px}.tag{font-size:.85rem;background:var(--mist);color:var(--viridian-deep);border-radius:999px;padding:6px 14px;text-decoration:none}.tag:hover{background:var(--mist-line)}.footer{background:var(--ink);color:#b8c7c0;padding:56px 0 40px;font-size:.92rem}.footer a{color:#d9e6e0;text-decoration:none}.footer a:hover{color:#fff;text-decoration:underline}.footer .cols{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;grid-gap:32px;gap:32px;margin-bottom:36px}@media (max-width:860px){.footer .cols{grid-template-columns:1fr 1fr}}.footer h4{color:#fff;font-size:.85rem;text-transform:uppercase;letter-spacing:.1em;margin-bottom:12px;font-family:var(--mono);font-weight:600}.footer ul{list-style:none}.footer li{margin-bottom:8px}.footer .legal{border-top:1px solid #2a3a34;padding-top:22px;font-size:.8rem;color:#8ba197}.disclaimer{background:var(--amber-soft);border:1px solid #e8cfa8;border-radius:10px;padding:18px 22px;font-size:.9rem;color:#6d4a1c}.checklist{list-style:none}.checklist li{padding:10px 0 10px 30px;position:relative;border-bottom:1px solid var(--mist-line)}.checklist li:before{content:"";position:absolute;left:2px;top:17px;width:14px;height:14px;border:2px solid var(--viridian);border-radius:3px}.flag-list{list-style:none}.flag-list li{padding:10px 0 10px 30px;position:relative;border-bottom:1px solid var(--mist-line)}.flag-list li:before{content:"▲";position:absolute;left:0;top:10px;color:var(--amber);font-size:.8rem}.stat{font-family:var(--serif);font-size:2rem;color:var(--viridian);font-weight:700}.stat-label{font-family:var(--mono);font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;color:var(--slate)}.mobile-nav{display:none;position:relative}.mobile-toggle{display:flex;align-items:center;justify-content:center;width:44px;height:44px;background:none;border:1.5px solid var(--mist-line);border-radius:8px;color:var(--ink);cursor:pointer}.mobile-panel{position:absolute;top:54px;right:0;width:min(86vw,340px);background:#fff;border:1px solid var(--mist-line);border-radius:12px;box-shadow:0 12px 32px rgba(20,35,30,.14);padding:18px;z-index:60}.mobile-panel nav{display:grid}.mobile-panel nav a{display:block;padding:13px 6px;font-size:1.02rem;font-weight:500;color:var(--ink);text-decoration:none;border-bottom:1px solid var(--mist)}.mobile-panel nav a:active{color:var(--viridian)}@media (max-width:860px){.mobile-nav{display:block}body{font-size:16px}.section{padding:52px 0}.hero{padding:52px 0 44px}.hero-grid{gap:36px}.wrap{padding:0 18px}.eyebrow{flex-wrap:wrap;row-gap:4px;line-height:1.5}.card{padding:20px}.footer .cols{grid-template-columns:1fr;gap:26px}.prose h2{margin-top:34px}.btn{padding:13px 20px}.crumbs{overflow-wrap:anywhere;line-height:1.9}.how-step{grid-template-columns:44px 1fr!important}.stat{font-size:1.5rem}}@media (max-width:480px){h1.display{font-size:1.9rem}.hero .reading{font-size:.7rem}.tag{padding:8px 14px}.mobile-panel{position:fixed;top:70px;left:12px;right:12px;width:auto}}